BUDGETING AND PLANNING

Budgets and forecasts you review, not build

Driver-based 3-way budgets built from your live accounting data, with every assumption documented. For CFOs and FP&A teams planning across multi-entity groups on mixed ERP estates.

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Trusted by CFOs and finance teams at multi-entity groups across APAC

Why use Planir for budgeting and planning?

Three reasons: budgets are driver-based rather than typed in, P&L, balance sheet and cash flow stay linked so a change in one flows through the other two, and every material assumption carries documented reasoning at cell level.

Three reasons CFOs and FP&A teams move their budgeting off spreadsheets and onto a single source of truth.

Driver-based by design

Revenue from units and price, personnel from headcount and loaded cost. Budgets built from operational drivers, not last year's number nudged upward.

Linked across all three statements

P&L, balance sheet, and cash flow move together. Flex one driver and the impact flows correctly through every statement.

Documented at every cell

Every material assumption carries its reasoning and historical basis. You review the logic and approve, instead of building from scratch.

How it works

How does the budgeting cycle work?

Four steps: connect your accounting data, let Planir build a first draft from your historical actuals, adjust the assumptions and drivers, then review and approve. You are reviewing a proposal rather than building a model from an empty sheet.

Four steps from connected data to a budget you have reviewed and approved.

01
Connect

Connect your accounting system or ERP. Planir reads your historical actuals as the basis for every assumption.

02
Build

A complete driver-based 3-way budget built from your history. Revenue modelled from units and price, costs from operational drivers.

03
Review

Every material assumption documented with its reasoning. You review the logic, adjust where your business context dictates, and override at the cell level.

04
Approve

Approve the budget and it becomes your baseline. Track actuals against it every cycle, with variance explained automatically.

From a week of budget building to an afternoon of review

"Planir built our quarterly forecast across the Singapore and regional entities with every assumption documented. We reviewed the logic in an afternoon instead of building from scratch over a week."

Wei Lin Tan
Regional Finance Controller, Epson. Multi-entity APAC operations.
Epson

What does Planir handle in a budget cycle?

Driver-based 3-way budgets, scenario modelling, documented assumptions, and continuous budget-versus-actual once a budget is approved. Every assumption is yours to override at any level, and dependent calculations update across all three statements automatically.

The capabilities behind every budget and forecast cycle.

Driver-based 3-way budgets

Build from operational drivers, with P&L, balance sheet, and cash flow linked from the first draft.

  • ✦Revenue modelled from units and price, not a flat growth rate
  • ✦Personnel from headcount and loaded cost, cost of goods from supplier ratios
  • ✦P&L, balance sheet, and cash flow linked so every change reconciles
PLAN
Profit & Loss Statement
Revenue and Expense Analysis
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For the Month ▼ ending Jun 2025 ▼ Base Scenario Base Case ▼
Account Jun 2025 Jul 2025 Aug 2025 Sep 2025
▾Revenue 487,184 492,056 496,976 501,946
SaaS Subscription Revenue 487,184 492,056 496,976 501,946
▾Cost of Goods Sold 34,858 35,206 35,558 35,914
Subscriptions 34,858 35,206 35,558 35,914
Gross Profit 452,326 456,850 461,418 466,032
▾Operating Expenses 615,969 622,129 628,350 634,634
Professional Services 12,777 12,905 13,034 13,164
Employee Benefits 100,000 101,000 102,010 103,030
Depreciation 20,030 20,230 20,433 20,637
Net Income (163,643) (165,280) (166,932) (168,602)
SaaS Subscription Revenue
✕
CURRENT
Jul 2025
$492.06K
HIGHEST
Jan 2024
$2.91M
LOWEST
Jun 2024
-$2.07M
AVERAGE
72 Months
$500.00K
Selected Period: Jul 2025 Forecast

Scenario modelling

Flex any driver and the impact flows correctly across all three statements.

  • ✦Model hiring, expansion, price changes, and financing decisions
  • ✦Working capital, capex, depreciation, and financing reconciled automatically
  • ✦Compare scenarios side by side before you commit
‹
Revenue Forecast
🔒 Read-only
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FILTERS
⌗ Scenarios ▼
🏢 Companies ▼
◇ Category D ▼
◇ Category E ▼
◇ Category B ▼
i Editing is disabled. To enable:
  • Select an option for category "Category D" (roll-ups are read-only)
  • Select an option for category "Category E" (roll-ups are read-only)
  • Select an option for category "Category B" (roll-ups are read-only)
Jan-2025 Feb-2025 Mar-2025 Apr-2025 May-2025 Jun-2025 Jul-2025 Aug-2025
IN Headcount 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Documented assumptions

Every material assumption carries its reasoning and historical basis, inline.

  • ✦Cell-level commentary explaining the basis for each number
  • ✦Historical actuals cited next to every projection
  • ✦Override any assumption, and dependent calculations update automatically
Business Checking Accout
✕
CURRENT
Jul 2025
$11.23M
HIGHEST
May 2025
$11.90M
LOWEST
Jul 2022
$192.39K
AVERAGE
72 Months
$7.30M
$11.23M
Jul 2022 Jul 2024 Jul 2025 Mar 2028
Selected Period: Jul 2025 Forecast
Balance Breakdown
Opening Balance
11,106,336
Movement
Amount
Accounts PayableAP Payment (Cash)
(98,290)
Accounts ReceivableAR Collection (Cash)
385,940
Rent
(808)

Budget versus actual

Track performance against the approved budget every cycle, with variance explained.

  • ✦Actuals pulled continuously from your accounting system
  • ✦Variance against budget calculated and explained automatically
  • ✦Reforecast from the same linked model when the plan changes
ANALYZE
Variance Analysis
Budget vs Actual · Jun 2025
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For the Month ▼ ending Jun 2025 ▼ Compare Base Case ▼ vs Actuals ▼
Account Budget Actual Var ($) Var (%)
▾Revenue 475,000 487,184 +12,184 +2.6%
SaaS Subscription Revenue 475,000 487,184 +12,184 +2.6%
▾Cost of Goods Sold 33,250 34,858 +1,608 +4.8%
Subscriptions 33,250 34,858 +1,608 +4.8%
Gross Profit 441,750 452,326 +10,576 +2.4%
▾Operating Expenses 605,000 615,969 +10,969 +1.8%
Office Supplies 3,200 4,815 +1,615 +50.5%
Employee Benefits 102,500 100,000 -2,500 -2.4%
Net Income (163,250) (163,643) +393 +0.2%
SaaS Subscription Revenue
✕
BUDGET
Jun 2025
$475.00K
ACTUAL
Jun 2025
$487.18K
VARIANCE
+$12.18K
+2.6%
Signal
Net new ARR beat plan by $12.2K, driven by 4 additional Tier 2 closes in the back half of the month.

What is included for budgeting and planning?

Everything below is native and available from the first cycle. Budgets can be built at group level or by entity, department, product line or region, with the same linkage and documentation applying at every level.

Native capabilities, available from day one.

01

Driver-based 3-way budget construction

P&L, balance sheet, and cash flow built and linked from your historical actuals. Revenue modelled from units and price, personnel from headcount and loaded cost, cost of goods from supplier ratios. Change one driver and every statement reconciles.

  • ✦P&L, balance sheet, and cash flow linked from the first draft
  • ✦Revenue, headcount, and operational driver modelling
  • ✦Built from your historical actuals, not a flat growth rate
  • ✦Budget at any dimension, by department, product line, or region
3-Way Budget
FY2026 Base Case
Revenue
Units × price
Personnel
Headcount × loaded cost
Statements
P&L, BS, CF linked
02

Scenario modelling and reforecasting

Flex any driver and the impact flows correctly across all three statements. Compare scenarios side by side before you commit. Rolling reforecasts run from the same model, with actuals tracked against budget every cycle.

  • ✦Multi-variable what-if modelling across all three statements
  • ✦Scenarios compared side by side before you commit
  • ✦Rolling reforecasts with budget-versus-actual tracking
03

Documented assumptions and audit trail

Every material assumption carries its reasoning and historical basis, inline. Override any number and the dependent calculations update automatically. Every assumption, override, and approval captured in the audit trail.

  • ✦Cell-level commentary on every material assumption
  • ✦Override at any level, with calculations updating automatically
  • ✦Full audit trail on every assumption, override, and approval
80%
Less time on the budget cycle
Cell-level
Every assumption documented
100%
Numbers traced to source data

Explore other use cases

Planir is built for the planning and reporting cycles funded, governed, and multi-entity businesses actually run.

Investor relations

Investor reporting

The financial section of every monthly investor update, generated from your live accounting data with SIAR-structured commentary.

See investor reporting
Multi-entity groups

Multi-entity consolidation

Consolidated financials across every entity, every accounting system, every currency, with intercompany eliminations applied automatically.

See multi-entity consolidation
Board governance

Board pack generation

The financial foundation of every board pack, with variance analysis sliced by department and product line, and forward-looking projections your board can interrogate.

See board pack generation
Fundraising & M&A

Pre-transaction preparation

Investor-grade 3-way projections with documented assumptions, suitable for fundraising, M&A, and due diligence.

See pre-transaction preparation

Common questions

How does Planir build the budget?
Planir reads your historical actuals from your connected accounting system and builds a complete driver-based 3-way budget: revenue from units and price, personnel from headcount and loaded cost, cost of goods from supplier ratios. P&L, balance sheet, and cash flow are linked from the first draft. You review the assumptions rather than build them.
Can I change the assumptions?
Yes. Every assumption is yours to override, at any level: a single cell, a line item, a growth rate, a driver, or an entire section. When you change one number, the dependent calculations across all three statements update automatically. The budget is a proposal you adjust and approve, not a fixed output.
How do I know where each number came from?
Every material assumption carries a comment explaining its reasoning and the historical basis it was drawn from. When your board asks where a projection came from, the answer is documented next to the number and traceable back to your accounting data, rather than held in your head or a separate working file.
Does it handle scenarios?
Yes. Model hiring, expansion, price changes, or financing decisions and see the full impact flow across P&L, balance sheet, and cash flow. Compare scenarios side by side before you commit, with working capital, capex, depreciation, and financing reconciled automatically.
Can I budget across multiple entities?
Yes. Planir builds consolidated group budgets across entities and currencies, and can budget at any dimension your structure defines, by department, product line, or region. The same linkage and documentation apply at the group level as at the single-entity level.
How does budget-versus-actual work?
Once a budget is approved, actuals are pulled continuously from your accounting system and compared against it every cycle. Variance is calculated and explained automatically, so the budget stays a living baseline you reforecast from, not a static file you set aside after sign-off.

See your budget built in minutes

Bring your live accounting data. Leave with a driver-based budget you can review.

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